List of All Government Schemes in India [2025 Updated]

List of Government Housing Schemes in India​ 2025: Complete List

India, as a developing nation, has consistently introduced various welfare schemes aimed at improving the socio-economic conditions of its citizens. These schemes span across sectors such as health, education, agriculture, employment, housing, digital transformation, and financial inclusion. In 2025, the Indian government has not only continued several flagship programs but also launched new initiatives to cater to the changing needs of its population.

Below is a categorized list of the major government schemes active in 2025, with brief descriptions for each.

1. Agriculture and Rural Development Schemes

1.1. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)

Provides ₹6,000 per year to small and marginal farmers in three equal installments.

1.2. Pradhan Mantri Fasal Bima Yojana (PMFBY)

Crop insurance scheme aimed at protecting farmers against crop loss due to natural calamities.

1.3. eNAM (National Agriculture Market)

An online trading platform for agricultural commodities, promoting transparency and fair prices.

1.4. Rashtriya Krishi Vikas Yojana (RKVY)

Supports states to implement projects for agriculture infrastructure and innovation.

2. Health and Sanitation Schemes

2.1. Ayushman Bharat – PM-JAY (Pradhan Mantri Jan Arogya Yojana)

Provides free health insurance up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

2.2. Swachh Bharat Mission (SBM)

A nationwide campaign for sanitation and elimination of open defecation, currently in its second phase (Urban and Rural).

2.3. Mission Indradhanush

Aims to ensure full immunization coverage for children and pregnant women.

3. Education and Skill Development

3.1. PM eVIDYA

Digital education initiative for students across India, providing e-content and resources.

3.2. Skill India Mission

Focuses on training youth in various industry-relevant skills to enhance employability.

3.3. National Apprenticeship Promotion Scheme (NAPS)

Encourages apprenticeship training in industries by providing financial incentives.

4. Financial Inclusion and Social Security

4.1. Pradhan Mantri Jan Dhan Yojana (PMJDY)

Aims to provide universal access to banking facilities and financial services.

4.2. Atal Pension Yojana (APY)

A pension scheme for workers in the unorganized sector, providing income security in old age.

4.3. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Life insurance scheme offering coverage of ₹2 lakh at a premium of ₹436 per annum.

4.4. Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Accident insurance scheme with coverage of ₹2 lakh at just ₹20 per annum.

5. Employment Generation Schemes

5.1. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Guarantees 100 days of wage employment in a financial year to rural households.

5.2. PMEGP (Prime Minister’s Employment Generation Programme)

Supports micro-enterprise creation in both rural and urban areas through credit-linked subsidy.

5.3. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Focused on skill development for rural youth under the age of 35.

6. Housing and Urban Development

6.1. Pradhan Mantri Awas Yojana (PMAY-Urban and Rural)

Provides affordable housing to urban and rural poor with the aim of “Housing for All”.

6.2. AMRUT (Atal Mission for Rejuvenation and Urban Transformation)

Focuses on improving infrastructure and services in cities, especially water supply and sewerage.

7. Women and Child Welfare

7.1. Beti Bachao, Beti Padhao (BBBP)

Promotes the welfare of the girl child through awareness campaigns and education support.

7.2. Pradhan Mantri Matru Vandana Yojana (PMMVY)

Offers financial assistance to pregnant and lactating women to compensate for wage loss.

7.3. Ujjwala Yojana 2.0

Provides free LPG connections to women from poor households to ensure clean cooking fuel access.

8. Digital India and Technology

8.1. Digital India Programme

Encourages digital infrastructure, digital services delivery, and digital literacy across the nation.

8.2. BharatNet

Aims to provide broadband connectivity to all village panchayats to promote rural internet access.

9. Environment and Renewable Energy

9.1. National Electric Mobility Mission Plan (NEMMP)

Encourages electric vehicle (EV) adoption and clean mobility.

9.2. FAME India Scheme (Faster Adoption and Manufacturing of Hybrid & Electric Vehicles)

Provides incentives for electric vehicles and charging infrastructure.

10. Newly Introduced Schemes in 2025

10.1. Green India Digital Mission (2025)

Launched to digitally track carbon footprints and promote eco-friendly practices in industries and cities.

10.2. Smart Agriculture Empowerment Scheme (SAES)

Introduced in Budget 2025 to provide AI-powered solutions for crop planning, weather prediction, and agri-insurance.

Conclusion

India’s government schemes in 2025 represent a balanced approach to inclusive growth. Whether it’s improving agricultural productivity, enhancing healthcare, empowering youth, or expanding digital reach, each scheme is crafted to build a better future for the nation. Staying informed and utilizing these initiatives can significantly benefit citizens across all demographics.

For detailed application procedures, eligibility, and benefits, citizens can visit the official government portals.